Wealth Management Services

Wealth Management Consultant & Financial Services

Expert Guidance for Securing Your Financial Future

At Cubed Consultancy, we provide tailored wealth management solutions to help you plan for the future, protect your assets, and navigate complex financial decisions. Whether it’s estate planning, tax-efficient investing, or setting up trusts, we offer expert support every step of the way.

Estate Planning & Will Execution

Creating a Will
Drafting a will is a straightforward yet crucial step in securing your legacy. We assist in drawing up legally sound wills at minimal cost while offering strategic advice to prevent potential tax pitfalls that may arise due to trigger events.

Executing a Will
When it comes to carrying out the last wishes of a loved one, having a reliable third party ensures fairness and transparency. We offer professional probate management on either a fixed fee or asset realization basis, ensuring beneficiaries are treated in full accordance with the deceased’s wishes. As an ICAEW-accredited firm, we guarantee compliance and efficiency in estate administration.

Wealth Management & Discretionary Trusts

For individuals with substantial assets or capital, discretionary trusts can provide structured financial planning, particularly for future expenses like school fees, university costs, or long-term asset transfers. These trusts are often set up for children, grandchildren, or dependents, ensuring financial security over time. Our network of expert partners can help establish and manage these structures to meet your specific goals.

Inheritance Tax (IHT) Planning

While estates valued under £325,000 are exempt from inheritance tax (IHT), rising property values mean more individuals are becoming subject to IHT liabilities. Strategic tax planning can help you reduce or eliminate this burden.

🔹 Take advantage of the Residence Nil Rate Band (£175,000 per individual) to maximize tax-free allowances.
🔹 Understand HMRC’s restrictions and ensure your estate qualifies for available exemptions.
🔹 Explore tax-efficient wealth transfer strategies to protect your family’s inheritance.

At Cubed Consultancy, we provide expert IHT planning to safeguard your assets and minimize tax exposure.

Wealth Management & Future Planning

Through our network of accredited financial advisers, we help you define and achieve your short-, medium-, and long-term financial goals. Whether you need immediate income generation or long-term capital growth, we use intuitive, user-friendly software to model different financial scenarios and provide clear, actionable insights.

We only collaborate with trusted professionals whom we personally rely on, ensuring you receive the highest level of service and expertise.

Tax-Efficient Investments: EIS, SEIS & VCTs

For high earners and investors, tax-efficient investment strategies can significantly reduce tax liabilities while generating potential returns.

✅ Enterprise Investment Scheme (EIS) & Seed Enterprise Investment Scheme (SEIS):

Designed to reduce tax burdens for high-rate taxpayers.
Offers income tax relief and potential capital gains tax exemptions.

✅ Venture Capital Trusts (VCTs):

Provides diversified investment across multiple high-growth businesses.
Allows investors to benefit from tax relief while spreading risk.

Tax-efficient investing can seem complex, but Cubed Consultancy simplifies your options, ensuring you choose the most suitable strategy for your financial goals.

Secure Your Financial Future with Expert Guidance

Whether you’re looking to create a will, set up a trust, plan for inheritance tax, or explore investment opportunities, Cubed Consultancy provides tailored financial solutions to help you grow, protect, and transfer your wealth effectively.

Contact us today to discuss your wealth management needs!